Home renovations and repairs are costly. Regardless of whether you’ve planned to renovate or have unexpected repairs, chances are you don’t want to drain your bank account to cover the costs. With XpressPay, you can breathe new life into your home without breaking the bank, by breaking down these large costs into smaller, more affordable monthly payments.

How it Works

Fill out our online application

Our easy online application only takes a few minutes of your time to complete.

Get instant approval

An email notification will be sent to you to confirm your approval details.

Finalize your purchase

Select your Merchant (if applicable), choose your payment plan, and finalize your purchase.

Make monthly payments

Pre-authorized payments, based on your chosen repayment schedule, will be set up through your chequing account at your current financial institution.

Calculate Payments


Calculator is for illustration purposes only using a rate of 8.99%. Final payment amounts may vary. Interest rates and loan terms are subject to your personal credit score, the transaction amount, and the specific financing plans offered by your Merchant. Some conditions apply. Transactions are subject to approval through Omnia Direct.

Benefits To You


Instant approvals

Affordable payments

No early repayment penalty fees


Lower rates than most credit cards

Contact Us

Your contact information

XpressPay is provided by WFCU Credit Union.