Our easy online application only takes a few minutes of your time to complete.
An email notification will be sent to you to confirm your approval details.
Select your Merchant (if applicable), choose your payment plan, and finalize your purchase.
Pre-authorized payments, based on your chosen repayment schedule, will be set up through your chequing account at your current financial institution.
Calculator is for illustration purposes only using a rate of 8.99%. Final payment amounts may vary. Interest rates and loan terms are subject to your personal credit score, the transaction amount, and the specific financing plans offered by your Merchant. Some conditions apply. Transactions are subject to approval through Omnia Direct.
No early repayment penalty fees
Lower rates than most credit cards